Get the best rate for your credit redemption – Loan consolidation
You are looking for a leaseback for renter or homeowner and you want to get the best rate for this credit purchase. How to do it? What credit surrender rate will be acceptable? Do not wait, a credit redemption or credit consolidation can allow you to balance your budget again.
The conditions to obtain the repurchase of credit at the best rate
Once you have listed your consumer credit and personal loans and you have also previously reported your income and other monthly charges; you will be able to view a simulation of credit redemption.
It is evident that specialized banks grant loan buybacks with a lower rate of credit to homeowners or first-time homebuyers than to tenants or people who are free.
The credits at the best rate are obtained for the groupings of real estate credit (in which the portion of mortgage loan is greater than 60% of the amount of your credit redemption). But these are mortgages. The bank therefore holds a significant guarantee.
What is the best rate for a credit redemption?
This is a loan buyback with a mortgage guarantee with over 60% home loan. For a period of up to 15 years, the fixed borrowing rate is 1.85%.
If you have less than 60% home equity loan or no mortgage at all in your credit surrender, then it is a conso mortgage buyback with a maximum mortgage duration of 15 years the rate will be 2.80 %.
The purchase of consumer credit in simulation
This is a credit simulation that will tell you the new monthly payment by calculating with the standard credit rate.
To obtain a repurchase of personal credit, as much to make a study on line or on the telephone with all the details of your situation, we can support your request and propose you a true solution adapted to your case.
You will get an easy credit buyback by consolidating all your consumer credits and then it will be useful to renegotiate your home loan with your bank.